Research from YouGov has found that 17% of adults in the UK are rejected credit products. However, the primary cause for this is most likely a lack of knowledge regarding credit and how to manage it. Through the spread of misinformation, myths have arisen which have not been corrected or clarified to the general public. […]

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HL analysis shows how much price rises this April could impact your finances. Here’s how much you’ll need to save or earn to help make ends meet “April is going to be every bit as awful as you’d expect this year, with the usual range of price rises squeezing our budgets even harder,” says Sarah […]

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Selling a house? Keep more of your money with these tax-saving tips for your next home purchase Here’s the scenario: You’ve sold your primary residence and are holding the proceeds/equity you earned (often a substantial sum between £100,000 and £500,000 or more) in a savings account while searching for your next home. Given the current […]

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Ill health is crippling financial resilience across the UK’s economy. But advice and wisdom from a financial expert and a well-rounded 91-year-old entrepreneur offer a solution to this growing problem New figures paint a concerning picture, revealing a stark disparity between the financial security of those in good health compared to those struggling with illness. […]

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The UK’s tax burden for freelancers and the self-employed is undeniably high. As Sarah Coles, Head of Personal Finance at Hargreaves Lansdown, points out, “More of us are taxpayers now, and more pay tax at higher rates. A significant proportion of taxpayers now face higher or additional rate taxes.” The situation is likely to become […]

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The festive season is over, and while many are looking forward to a fresh start, January unfortunately brings a surge in divorce enquiries known as “Divorce Day.” In this article, we explain what Divorce Day is, why it happens to fall on January 6th, and why it has become increasingly relevant for self-employed individuals. Why […]

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Katherine Steiner-Dicks speaks with Sophia Lan, former freelancer, financial coach and startup founder, to learn how one of her biggest mistakes ended up as the inspiration behind her award-winning business. Now she’s helping freelancers and others build secure strong financial futures Let’s start at the beginning… “After being scammed…and losing $5000 in an investment in […]

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A personal finance expert highlights some alarming trends when it comes to money and marriage. Are you in a position to preserve financial security for not just yourself but your loved ones and children? Whether you’re in a marriage, partnership or long-term relationship if you co-own or think you co-own assets, you are probably overdue […]

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While many know about the basic tax benefits of Individual Savings Accounts (ISAs), several lesser-known ISA tax breaks can be especially valuable for UK freelancers and high earners, according to a report by Hargreaves Lansdown. This article explores these hidden gems and explains how they can save you money. 1. Reduce High-Income Child Benefit Charge: […]

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GUIDE TO FREELANCER PAYMENT TERMS This guide will equip you with the essential tips and payment terms you should understand and use to your advantage each time you create an invoice or bring on a new client As your freelance business and client list grows, so too should your cash flow. But that doesn’t always […]

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