With potential spending cuts or tax rises looming in the autumn Budget, personal finance experts share six proactive steps freelancers can take now to safeguard their finances Surprises that come in boxes are usually a good thing. However, personal finance and pension experts say any surprises coming out of the Chancellor of Exchequer’s Red Box […]

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HL analysis shows how much price rises this April could impact your finances. Here’s how much you’ll need to save or earn to help make ends meet “April is going to be every bit as awful as you’d expect this year, with the usual range of price rises squeezing our budgets even harder,” says Sarah […]

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James Cockett, CIPD Senior Labour Market Economist, said one in four (25%) employers are planning to make redundancies in the three months to March 2025, another record high outside of 2020 when the COVID pandemic struck the UK economy. We examine the implications for the economy and how freelancers can best prepare for the coming […]

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Selling a house? Keep more of your money with these tax-saving tips for your next home purchase Here’s the scenario: You’ve sold your primary residence and are holding the proceeds/equity you earned (often a substantial sum between £100,000 and £500,000 or more) in a savings account while searching for your next home. Given the current […]

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UK inflation has risen to 2.6% in the year to November 2024, driven by higher prices for fuel, clothing, and entertainment, according to the Office for National Statistics (ONS). This unwelcome news puts further pressure on freelancers and the self-employed already struggling with the rising cost of living. “These new inflation figures should act as […]

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Katherine Steiner-Dicks speaks with Sophia Lan, former freelancer, financial coach and startup founder, to learn how one of her biggest mistakes ended up as the inspiration behind her award-winning business. Now she’s helping freelancers and others build secure strong financial futures Let’s start at the beginning… “After being scammed…and losing $5000 in an investment in […]

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Many people want to retire between 66 and 70 and freelancers fall within that group. A new survey reveals this age range as the retirement sweet spot. But  a shocking 16% of people have absolutely no idea when they’ll be hanging up their boots – and that includes people over 55. The study, conducted by […]

The post Retirement dreamland: Age 66-70 is sweet, but most freelancers have zero plans. Here’s how to get started appeared first on Freelance Informer.

Many freelancers are already feeling stressed about “painful” surprises that could be announced in the Labour Party’s Autumn Budget. That is why freelancers should aim to get their tax returns sorted now, rather than when the annual January Blues hit. Early birds get refunds quicker While 31 January is the final deadline for online tax […]

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While the 2p reduction in national insurance contributions may offer short-term relief for some, experts warn that it could pave the way for the government to seek revenue elsewhere to pay for salary pay rises of public sector workers and pay off government debt. Freelancers Face Unique Challenges Freelancers, who often rely on irregular income […]

The post Freelancers Brace for Impact: National Insurance Cut May Get Cancelled Out By Replacement Tax Hikes appeared first on Freelance Informer.

The impending 20% VAT increase on private school fees, set for September 2025, has ignited a wave of concern among self-employed parents. With mortgage rates already elevated, this additional financial burden has prompted many to explore remortgaging or offset mortgage options to cope with the rising costs. We asked mortgage and financial experts for some […]

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