Selling a house? Keep more of your money with these tax-saving tips for your next home purchase Here’s the scenario: You’ve sold your primary residence and are holding the proceeds/equity you earned (often a substantial sum between £100,000 and £500,000 or more) in a savings account while searching for your next home. Given the current […]

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Katherine Steiner-Dicks speaks with Sophia Lan, former freelancer, financial coach and startup founder, to learn how one of her biggest mistakes ended up as the inspiration behind her award-winning business. Now she’s helping freelancers and others build secure strong financial futures Let’s start at the beginning… “After being scammed…and losing $5000 in an investment in […]

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Research from Aldermore reveals the extent to which self-employed first-time buyers struggle to get on the property ladder. Mortgage specialists offer their insights on the situation to indicate whether the dream of self-employment – for some – needs to be put on hold Becoming a homeowner is a significant milestone, but for those who are […]

The post Giving up on the dream: Is the UK mortgage market killing self-employment? appeared first on Freelance Informer.

The impending 20% VAT increase on private school fees, set for September 2025, has ignited a wave of concern among self-employed parents. With mortgage rates already elevated, this additional financial burden has prompted many to explore remortgaging or offset mortgage options to cope with the rising costs. We asked mortgage and financial experts for some […]

The post School fees VAT hike: Self-employed parents scramble for mortgage solutions to pay private school bills appeared first on Freelance Informer.

Self-employed individuals looking for additional funds for a special project or unexpected expense now have more lending options. Pepper Money, a specialist lender in the U.K., has relaxed its criteria for second-charge mortgages, making them more accessible to the self-employed. What are the risks? What is a Second Charge Mortgage? A second charge mortgage is […]

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Brits are often happy to talk of rising house and energy prices and cutting costs where they can, but when it comes to life insurance, some reasons for skipping it are enough to make a cynic chuckle. Take it from these financial and legal experts. Scott Taylor-Barr, Principal Advisor at Barnsdale Financial Management, has seen […]

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UK mortgage rate cut needed today for financial and mental wellbeing, say experts. But will it happen? Find out their predictions, plus a success story for self-employed mortgage applicants. According to Katy Eatenton, a Mortgage & Protection Specialist at Lifetime Wealth Management, “The only thing that will boost confidence in the currently turbulent mortgage and property market is […]

The post Self-employed director secures extra £230k for mortgage in 4 days despite complex personal situation appeared first on Freelance Informer.

A recent report by Hargreaves Lansdown says the financial freedom of freelancing comes with a significant financial cost. But for those freelancers that take advantage of lower national insurance and electricity costs becoming available this month, there is an opportunity to be had. Figures from the HL Savings & Resilience Barometer, January 2024 “Working for […]

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The stamp duty or tax bill on an average priced home in England is set to jump from £2,428 to £4,928 after next March. That’s more than double the cost of stamp duty this year Contractors and the self-employed looking to buy a house will be hit by a significant tax increase next year, according to Coventry […]

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The Liberal Democrats are calling on the Government to introduce an emergency Mortgage Protection Fund to support struggling families at risk of losing their homes, paid for through reversing Conservative tax cuts to the banks. But is this just pre-election waffle with no substance? A survey by the Office for National Statistics has found 6% […]

The post LibDems blame Conservatives for “crashing economy” and leaving “homeowners to pick up the tab”. But is a call for a Mortgage Protection Fund just lip service? appeared first on Freelance Informer.